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Saudi Arabia Mortgage Calculator

Calculate your Saudi Arabian mortgage payments, compare loan options, and determine what you can afford in Saudi Arabia

Loan Details
Enter your mortgage information to get accurate calculations

‏٣٠٠٬٠٠٠ ر.س.‏

20.0% of home price (‏٦٠٬٠٠٠ ر.س.‏)

Additional Costs
Monthly expenses beyond mortgage

‏٣٬٠٠٠ ر.س.‏

‏١٬٢٠٠ ر.س.‏

Required if down payment < 20% (‏٠ ر.س.‏)

‏٠ ر.س.‏

Extra Payments
Pay off your mortgage faster

Monthly Payment

‏١٬٥١٧ ر.س.‏

Principal & Interest

Total Monthly

‏١٬٨٦٧ ر.س.‏

Including all costs

Total Interest

‏٣٠٦٬١٠٧ ر.س.‏

Over life of loan

Total Cost

‏٥٤٦٬١٠٧ ر.س.‏

Principal + Interest

Payment Breakdown

Total Cost

‏٥٤٦٬١٠٧ ر.س.‏
Over 30 years

Principal

‏٢٤٠٬٠٠٠ ر.س.‏
43.9% of total

Interest

‏٣٠٦٬١٠٧ ر.س.‏
56.1% of total

Payment Breakdown

Principal43.9%
‏٢٤٠٬٠٠٠ ر.س.‏
Interest56.1%
‏٣٠٦٬١٠٧ ر.س.‏
Interest vs Principal Ratio
You'll pay 56% in interest
That's ‏٦٦٬١٠٧ ر.س.‏ more than the original loan amount
Amortization Schedule
See how your loan balance decreases over time
YearPaymentPrincipalInterestBalance
1‏١٬٥١٧ ر.س.‏‏٢١٧ ر.س.‏‏١٬٣٠٠ ر.س.‏‏٢٣٩٬٧٨٣ ر.س.‏
1‏١٬٥١٧ ر.س.‏‏٢٣٠ ر.س.‏‏١٬٢٨٧ ر.س.‏‏٢٣٧٬٣١٧ ر.س.‏
2‏١٬٥١٧ ر.س.‏‏٢٤٦ ر.س.‏‏١٬٢٧١ ر.س.‏‏٢٣٤٬٤٥٥ ر.س.‏
3‏١٬٥١٧ ر.س.‏‏٢٦٢ ر.س.‏‏١٬٢٥٥ ر.س.‏‏٢٣١٬٤٠١ ر.س.‏
4‏١٬٥١٧ ر.س.‏‏٢٨٠ ر.س.‏‏١٬٢٣٧ ر.س.‏‏٢٢٨٬١٤٣ ر.س.‏
5‏١٬٥١٧ ر.س.‏‏٢٩٨ ر.س.‏‏١٬٢١٩ ر.س.‏‏٢٢٤٬٦٦٦ ر.س.‏
6‏١٬٥١٧ ر.س.‏‏٣١٨ ر.س.‏‏١٬١٩٩ ر.س.‏‏٢٢٠٬٩٥٧ ر.س.‏
7‏١٬٥١٧ ر.س.‏‏٣٤٠ ر.س.‏‏١٬١٧٧ ر.س.‏‏٢١٦٬٩٩٩ ر.س.‏
8‏١٬٥١٧ ر.س.‏‏٣٦٢ ر.س.‏‏١٬١٥٥ ر.س.‏‏٢١٢٬٧٧٦ ر.س.‏
9‏١٬٥١٧ ر.س.‏‏٣٨٧ ر.س.‏‏١٬١٣٠ ر.س.‏‏٢٠٨٬٢٧٠ ر.س.‏
10‏١٬٥١٧ ر.س.‏‏٤١٣ ر.س.‏‏١٬١٠٤ ر.س.‏‏٢٠٣٬٤٦٣ ر.س.‏
11‏١٬٥١٧ ر.س.‏‏٤٤٠ ر.س.‏‏١٬٠٧٧ ر.س.‏‏١٩٨٬٣٣٣ ر.س.‏
12‏١٬٥١٧ ر.س.‏‏٤٧٠ ر.س.‏‏١٬٠٤٧ ر.س.‏‏١٩٢٬٨٦٠ ر.س.‏
13‏١٬٥١٧ ر.س.‏‏٥٠١ ر.س.‏‏١٬٠١٦ ر.س.‏‏١٨٧٬٠٢١ ر.س.‏
14‏١٬٥١٧ ر.س.‏‏٥٣٥ ر.س.‏‏٩٨٢ ر.س.‏‏١٨٠٬٧٩٠ ر.س.‏
15‏١٬٥١٧ ر.س.‏‏٥٧١ ر.س.‏‏٩٤٦ ر.س.‏‏١٧٤٬١٤٢ ر.س.‏
16‏١٬٥١٧ ر.س.‏‏٦٠٩ ر.س.‏‏٩٠٨ ر.س.‏‏١٦٧٬٠٤٩ ر.س.‏
17‏١٬٥١٧ ر.س.‏‏٦٥٠ ر.س.‏‏٨٦٧ ر.س.‏‏١٥٩٬٤٨١ ر.س.‏
18‏١٬٥١٧ ر.س.‏‏٦٩٣ ر.س.‏‏٨٢٤ ر.س.‏‏١٥١٬٤٠٥ ر.س.‏
19‏١٬٥١٧ ر.س.‏‏٧٤٠ ر.س.‏‏٧٧٧ ر.س.‏‏١٤٢٬٧٩٠ ر.س.‏
20‏١٬٥١٧ ر.س.‏‏٧٨٩ ر.س.‏‏٧٢٨ ر.س.‏‏١٣٣٬٥٩٧ ر.س.‏
21‏١٬٥١٧ ر.س.‏‏٨٤٢ ر.س.‏‏٦٧٥ ر.س.‏‏١٢٣٬٧٨٨ ر.س.‏
22‏١٬٥١٧ ر.س.‏‏٨٩٨ ر.س.‏‏٦١٩ ر.س.‏‏١١٣٬٣٢٣ ر.س.‏
23‏١٬٥١٧ ر.س.‏‏٩٥٨ ر.س.‏‏٥٥٩ ر.س.‏‏١٠٢٬١٥٦ ر.س.‏
24‏١٬٥١٧ ر.س.‏‏١٬٠٢٣ ر.س.‏‏٤٩٤ ر.س.‏‏٩٠٬٢٤٢ ر.س.‏
25‏١٬٥١٧ ر.س.‏‏١٬٠٩١ ر.س.‏‏٤٢٦ ر.س.‏‏٧٧٬٥٣٠ ر.س.‏
26‏١٬٥١٧ ر.س.‏‏١٬١٦٤ ر.س.‏‏٣٥٣ ر.س.‏‏٦٣٬٩٦٧ ر.س.‏
27‏١٬٥١٧ ر.س.‏‏١٬٢٤٢ ر.س.‏‏٢٧٥ ر.س.‏‏٤٩٬٤٩٥ ر.س.‏
28‏١٬٥١٧ ر.س.‏‏١٬٣٢٥ ر.س.‏‏١٩٢ ر.س.‏‏٣٤٬٠٥٤ ر.س.‏
29‏١٬٥١٧ ر.س.‏‏١٬٤١٤ ر.س.‏‏١٠٣ ر.س.‏‏١٧٬٥٧٩ ر.س.‏
30‏١٬٥١٧ ر.س.‏‏١٬٥٠٩ ر.س.‏‏٨ ر.س.‏‏٠ ر.س.‏

Saudi-arabia Mortgage Calculator Guide

Our comprehensive Saudi Arabian mortgage calculator is designed specifically for the Saudi Arabian housing market. Whether you're buying your first home in Riyadh, Jeddah, Dammam, or anywhere across Saudi Arabia, our calculator accounts for Saudi-specific factors like Real Estate Transaction Tax, mortgage regulations, and Sharia-compliant financing.

Saudi Arabian Mortgage Features

Sakani Program:Calculate Sakani housing program benefits and subsidies.
Islamic Finance:Calculate Sharia-compliant home financing options.
Fixed & Variable Rates:Support for fixed and variable rate mortgages up to 25 years.
Real Estate Tax:Automatic Real Estate Transaction Tax calculations.
Registration Fees:Calculate property registration and documentation fees.
Property Insurance:Calculate property and fire insurance premiums.

Saudi-arabia Mortgage Market Overview

The Saudi Arabian mortgage market offers various loan types including conventional and Islamic financing options. Current mortgage rates vary by lender, credit score, and loan type, typically ranging from 4-7% depending on the financing type. Our calculator helps you understand the true cost of homeownership including Real Estate Transaction Tax, registration fees, and insurance to make informed decisions about your home purchase across Saudi Arabia.