MortgageCalc Logo
MortgageCalc
🌍 Country Calculators
🇺🇸 United States🇬🇧 United Kingdom🇨🇦 Canada🇦🇺 Australia🇳🇿 New Zealand🇸🇬 Singapore🇰🇷 South Korea🇦🇪 UAE🇳🇴 Norway🇸🇪 Sweden🇩🇰 Denmark🇮🇱 Israel🇮🇸 Iceland🇪🇺 Eurozone🇯🇵 Japan🇨🇭 Switzerland🇮🇳 India🇸🇦 Saudi Arabia🇨🇳 China

Israel Mortgage Calculator

Calculate your Israeli mortgage payments, compare loan options, and determine what you can afford in Israel

Loan Details
Enter your mortgage information to get accurate calculations

‏300,000 ‏₪

20.0% of home price (‏60,000 ‏₪)

Additional Costs
Monthly expenses beyond mortgage

‏3,000 ‏₪

‏1,200 ‏₪

Required if down payment < 20% (‏0 ‏₪)

‏0 ‏₪

Extra Payments
Pay off your mortgage faster

Monthly Payment

‏1,517 ‏₪

Principal & Interest

Total Monthly

‏1,867 ‏₪

Including all costs

Total Interest

‏306,107 ‏₪

Over life of loan

Total Cost

‏546,107 ‏₪

Principal + Interest

Payment Breakdown

Total Cost

‏546,107 ‏₪
Over 30 years

Principal

‏240,000 ‏₪
43.9% of total

Interest

‏306,107 ‏₪
56.1% of total

Payment Breakdown

Principal43.9%
‏240,000 ‏₪
Interest56.1%
‏306,107 ‏₪
Interest vs Principal Ratio
You'll pay 56% in interest
That's ‏66,107 ‏₪ more than the original loan amount
Amortization Schedule
See how your loan balance decreases over time
YearPaymentPrincipalInterestBalance
1‏1,517 ‏₪‏217 ‏₪‏1,300 ‏₪‏239,783 ‏₪
1‏1,517 ‏₪‏230 ‏₪‏1,287 ‏₪‏237,317 ‏₪
2‏1,517 ‏₪‏246 ‏₪‏1,271 ‏₪‏234,455 ‏₪
3‏1,517 ‏₪‏262 ‏₪‏1,255 ‏₪‏231,401 ‏₪
4‏1,517 ‏₪‏280 ‏₪‏1,237 ‏₪‏228,143 ‏₪
5‏1,517 ‏₪‏298 ‏₪‏1,219 ‏₪‏224,666 ‏₪
6‏1,517 ‏₪‏318 ‏₪‏1,199 ‏₪‏220,957 ‏₪
7‏1,517 ‏₪‏340 ‏₪‏1,177 ‏₪‏216,999 ‏₪
8‏1,517 ‏₪‏362 ‏₪‏1,155 ‏₪‏212,776 ‏₪
9‏1,517 ‏₪‏387 ‏₪‏1,130 ‏₪‏208,270 ‏₪
10‏1,517 ‏₪‏413 ‏₪‏1,104 ‏₪‏203,463 ‏₪
11‏1,517 ‏₪‏440 ‏₪‏1,077 ‏₪‏198,333 ‏₪
12‏1,517 ‏₪‏470 ‏₪‏1,047 ‏₪‏192,860 ‏₪
13‏1,517 ‏₪‏501 ‏₪‏1,016 ‏₪‏187,021 ‏₪
14‏1,517 ‏₪‏535 ‏₪‏982 ‏₪‏180,790 ‏₪
15‏1,517 ‏₪‏571 ‏₪‏946 ‏₪‏174,142 ‏₪
16‏1,517 ‏₪‏609 ‏₪‏908 ‏₪‏167,049 ‏₪
17‏1,517 ‏₪‏650 ‏₪‏867 ‏₪‏159,481 ‏₪
18‏1,517 ‏₪‏693 ‏₪‏824 ‏₪‏151,405 ‏₪
19‏1,517 ‏₪‏740 ‏₪‏777 ‏₪‏142,790 ‏₪
20‏1,517 ‏₪‏789 ‏₪‏728 ‏₪‏133,597 ‏₪
21‏1,517 ‏₪‏842 ‏₪‏675 ‏₪‏123,788 ‏₪
22‏1,517 ‏₪‏898 ‏₪‏619 ‏₪‏113,323 ‏₪
23‏1,517 ‏₪‏958 ‏₪‏559 ‏₪‏102,156 ‏₪
24‏1,517 ‏₪‏1,023 ‏₪‏494 ‏₪‏90,242 ‏₪
25‏1,517 ‏₪‏1,091 ‏₪‏426 ‏₪‏77,530 ‏₪
26‏1,517 ‏₪‏1,164 ‏₪‏353 ‏₪‏63,967 ‏₪
27‏1,517 ‏₪‏1,242 ‏₪‏275 ‏₪‏49,495 ‏₪
28‏1,517 ‏₪‏1,325 ‏₪‏192 ‏₪‏34,054 ‏₪
29‏1,517 ‏₪‏1,414 ‏₪‏103 ‏₪‏17,579 ‏₪
30‏1,517 ‏₪‏1,509 ‏₪‏8 ‏₪‏0 ‏₪

Israel Mortgage Calculator Guide

Our comprehensive Israeli mortgage calculator is designed specifically for the Israeli housing market. Whether you're buying your first home in Tel Aviv, Jerusalem, Haifa, or anywhere across Israel, our calculator accounts for Israeli-specific factors like property tax, purchase tax, and mortgage regulations.

Israeli Mortgage Features

First-Time Buyer Benefits:Calculate first-time home buyer exemptions and reduced purchase tax.
Military Benefits:Calculate special mortgage rates and benefits for military personnel.
Fixed & Variable Rates:Support for fixed and variable rate mortgages up to 30 years.
Purchase Tax Calculator:Automatic purchase tax calculations based on property value.
Registration Fees:Calculate property registration and documentation fees.
Property Insurance:Calculate property and fire insurance premiums.

Israel Mortgage Market Overview

The Israeli mortgage market offers various loan types including fixed-rate, variable-rate, and tracker mortgages. Current mortgage rates vary by lender, credit score, and loan type, typically ranging from 3-6% depending on the loan type. Our calculator helps you understand the true cost of homeownership including purchase tax, property tax, and insurance to make informed decisions about your home purchase across Israel.