VA Loan Calculator
Calculate your VA home loan payments, funding fees, and determine your eligibility with our free VA loan calculator
VA Loan Payment Calculator
Use our VA loan calculator to estimate your monthly payments, total interest, and funding fees
The full VA loan calculator is available on our main calculator page
Go to Main CalculatorVA Loan Benefits
- No Down Payment: VA loans don't require a down payment
- No PMI: VA loans don't require private mortgage insurance
- Competitive Rates: VA loans typically offer lower interest rates
- No Prepayment Penalty: Pay off your loan early without penalty
VA Loan Requirements
- Must be a veteran, active-duty service member, or eligible surviving spouse
- Certificate of Eligibility (COE) required
- Property must be your primary residence
- Meet minimum service requirements
VA Loan Limits
VA loan limits vary by county. Use the calculator to determine limits for your area
2024 Baseline Limit$766,550
High-Cost County LimitUp to $1,149,825
VA loan limits are set annually and vary by county. Loans above the limit may require a down payment.
How to Use the VA Loan Calculator
- 1
Enter Loan Details
Input your loan amount, interest rate, and loan term (typically 15 or 30 years)
- 2
Calculate Funding Fee
Determine your VA funding fee based on your down payment and veteran status
- 3
View Results
See your monthly payment, total interest, and amortization schedule
Ready to Calculate Your VA Loan?
Use our comprehensive mortgage calculator to get accurate VA loan payment estimates and see how much you can afford.
Start Calculating