TSB for Intermediaries Affordability Calculator

Professional affordability calculator for mortgage brokers and intermediaries. Calculate client borrowing power and affordability using TSB's lending criteria and intermediary tools.

TSB Intermediaries Affordability Calculator
Calculate client borrowing power and affordability using TSB's lending criteria. Professional tool for mortgage brokers and intermediaries.
Your Financial Profile
Tell us about your income and debts

Gross income before taxes

Car loans, credit cards, student loans, etc.

Loan Parameters
Expected loan terms

Maximum Home Price

You can afford

$413,337

Based on 41% DTI ratio

Max Loan Amount

$353,337

Monthly Payment

$2,233

Debt-to-Income Analysis
Monthly Income$6,667
Existing Debts$500
Max Housing Payment$2,233
Total DTI Ratio41%

Good DTI Ratio

Your DTI is within acceptable limits for most lenders.

Important Notes

• This is an estimate based on standard lending guidelines

• Actual approval depends on credit history, employment, and other factors

• Consider additional costs like property tax, insurance, and maintenance

• Most lenders prefer a DTI ratio below 43%

Intermediary Benefits

Professional Tools

Access to TSB's intermediary tools and calculators.

Client Support

Dedicated support for intermediary partners.

Competitive Rates

Access to TSB's competitive mortgage rates.

Broker Tips

Client Qualification

Use this calculator to pre-qualify clients quickly.

Affordability Analysis

Provide detailed affordability assessments to clients.

TSB Criteria

Ensure clients meet TSB's lending requirements.

TSB for Intermediaries - Professional Mortgage Tools
Learn about TSB's intermediary services and how to use their tools for client mortgage calculations.

TSB for Intermediaries Program

TSB offers specialized services for mortgage brokers and intermediaries, providing access to competitive rates, professional tools, and dedicated support for intermediary partners.

Key Features for Intermediaries

  • Professional Tools: Access to TSB's intermediary calculators and tools
  • Competitive Rates: Special rates and terms for intermediary partners
  • Dedicated Support: Specialized support team for intermediaries
  • Training Resources: Educational materials and training programs
  • Marketing Support: Co-marketing opportunities and materials

Intermediary Calculator Benefits

  • Quick client pre-qualification
  • Accurate affordability assessments
  • TSB-specific lending criteria
  • Professional presentation tools
  • Client education resources

TSB Lending Criteria for Intermediaries

  • Income Requirements: Minimum income thresholds and verification
  • Credit Score: Minimum credit score requirements
  • Debt-to-Income Ratio: Maximum DTI ratios allowed
  • Down Payment: Minimum down payment requirements
  • Property Types: Eligible property types and locations

How to Become a TSB Intermediary

  • Meet TSB's intermediary requirements
  • Complete application and approval process
  • Attend required training sessions
  • Access intermediary tools and resources
  • Maintain ongoing relationship with TSB

Best Practices for Intermediaries

  • Use TSB's tools for accurate client assessments
  • Stay updated on TSB's lending criteria
  • Provide comprehensive client education
  • Maintain professional relationships with TSB
  • Leverage TSB's marketing support

Client Benefits Through Intermediaries

  • Access to TSB's competitive rates
  • Professional mortgage guidance
  • Comprehensive affordability analysis
  • Streamlined application process
  • Ongoing support throughout the process