Property Equity Calculator
Calculate your home equity and loan-to-value ratio to understand your property value
Property Equity Calculator
Estimate your home equity and loan-to-value ratio
The full property equity calculator is available on our main calculator page
Go to Main CalculatorUnderstanding Property Equity
Your ownership stake in your property
FormulaValue - Loan
Home value minus outstanding mortgage balance
LTV RatioLoan ÷ Value
Loan amount divided by property value
Good LTVBelow 80%
Allows you to avoid PMI and get better rates
Equity Examples
$400k Value, $250k Loan
Equity: $150,000 (LTV: 62.5%)
$500k Value, $400k Loan
Equity: $100,000 (LTV: 80%)
$600k Value, $450k Loan
Equity: $150,000 (LTV: 75%)
Uses for Equity
- Refinance for better rates
- Cash-out refinance
- Home equity line of credit
- Avoid PMI requirement
Calculate Your Property Equity
Use our mortgage calculator to determine your home equity and LTV ratio.
Start Calculating