MortgageCalc

NatWest Online Mortgage Calculator

Calculate your NatWest mortgage payments with our free online calculator. Get accurate estimates for NatWest mortgage rates, payments, and affordability.

Loan Details
Enter your mortgage information to get accurate calculations

$300,000

20.0% of home price ($60,000)

Additional Costs
Monthly expenses beyond mortgage

$3,000

$1,200

Required if down payment < 20% ($0)

$0

Extra Payments
Pay off your mortgage faster

Monthly Payment

$1,517

Principal & Interest

Total Monthly

$1,867

Including all costs

Total Interest

$306,107

Over life of loan

Total Cost

$546,107

Principal + Interest

Payment Breakdown

Total Cost

$546,107
Over 30 years

Principal

$240,000
43.9% of total

Interest

$306,107
56.1% of total

Payment Breakdown

Principal43.9%
$240,000
Interest56.1%
$306,107
Interest vs Principal Ratio
You'll pay 56% in interest
That's $66,107 more than the original loan amount
Amortization Schedule
See how your loan balance decreases over time
YearPaymentPrincipalInterestBalance
1$1,517$217$1,300$239,783
1$1,517$230$1,287$237,317
2$1,517$246$1,271$234,455
3$1,517$262$1,255$231,401
4$1,517$280$1,237$228,143
5$1,517$298$1,219$224,666
6$1,517$318$1,199$220,957
7$1,517$340$1,177$216,999
8$1,517$362$1,155$212,776
9$1,517$387$1,130$208,270
10$1,517$413$1,104$203,463
11$1,517$440$1,077$198,333
12$1,517$470$1,047$192,860
13$1,517$501$1,016$187,021
14$1,517$535$982$180,790
15$1,517$571$946$174,142
16$1,517$609$908$167,049
17$1,517$650$867$159,481
18$1,517$693$824$151,405
19$1,517$740$777$142,790
20$1,517$789$728$133,597
21$1,517$842$675$123,788
22$1,517$898$619$113,323
23$1,517$958$559$102,156
24$1,517$1,023$494$90,242
25$1,517$1,091$426$77,530
26$1,517$1,164$353$63,967
27$1,517$1,242$275$49,495
28$1,517$1,325$192$34,054
29$1,517$1,414$103$17,579
30$1,517$1,509$8$0

NatWest Mortgage Calculator Features

Our NatWest online mortgage calculator helps you estimate your monthly payments, compare different loan scenarios, and understand your borrowing capacity with NatWest mortgage products.

NatWest Mortgage Products

NatWest Residential Mortgages

Fixed and variable rate mortgages for home purchases and remortgages.

NatWest Buy-to-Let

Investment property mortgages for landlords and property investors.

NatWest First-Time Buyer

Specialized mortgages for first-time homebuyers with competitive rates.

NatWest Remortgage

Switch your existing mortgage to NatWest for better rates and terms.

NatWest Mortgage Calculator Benefits

  • Calculate NatWest mortgage payments accurately
  • Compare NatWest mortgage rates and products
  • Estimate NatWest affordability and borrowing capacity
  • Calculate NatWest overpayment scenarios
  • Get NatWest mortgage quotes and estimates
  • Use NatWest intermediaries calculator for brokers

About NatWest Mortgages

NatWest is one of the UK's leading mortgage lenders, offering competitive rates and flexible terms. Our calculator helps you understand what you can afford with NatWest and estimate your monthly payments before you apply. Use our tool to compare NatWest mortgage options and make informed decisions.