Mortgage Calculator BC Scotiabank

Calculate your mortgage payments for British Columbia properties with Scotiabank rates and local market conditions.

BC Mortgage Calculator
Calculate your mortgage payments for British Columbia properties

Use our mortgage calculator with BC-specific rates and conditions

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BC Property Market
  • Vancouver: $1.2M+ average
  • Victoria: $800k+ average
  • Surrey: $900k+ average
  • Interior: More affordable
Example: $800,000 Property at 6%

25-Year Mortgage

Payment: $5,152/month

Total Interest: $745,600

30-Year Mortgage

Payment: $4,796/month

Total Interest: $926,560

Savings: $180,960
BC Mortgage Considerations

Property Transfer Tax

BC has a property transfer tax (PTT) that ranges from 1% to 3% of the property value. First-time buyers may be eligible for exemptions.

Foreign Buyer Tax

Non-residents and foreign buyers may be subject to additional taxes. Check current regulations for the most up-to-date information.

Scotiabank Mortgage Options

Scotiabank offers various mortgage products including fixed-rate, variable-rate, and specialized programs for first-time buyers in BC.

Calculate Your BC Mortgage

Use our mortgage calculator to see your monthly payments for BC properties.

Start Calculating