Home Loan Protection Plan Premium Calculator
Calculate mortgage insurance premiums, PMI costs, and protection plan expenses for your home loan.
Use our mortgage calculator to estimate protection plan premiums
Go to Main Calculator- PMI: Private mortgage insurance
- FHA MIP: FHA mortgage insurance
- VA Funding Fee: VA loan protection
- USDA Guarantee: USDA loan fee
PMI (0.5% annually)
$1,500/year
$125/month
FHA MIP (0.85% annually)
$2,550/year
$212.50/month
Loan-to-Value Ratio
The higher your LTV ratio, the higher your protection plan premium. Premiums decrease as you build equity in your home.
Credit Score Impact
Borrowers with higher credit scores typically pay lower protection plan premiums. A 50-point credit score improvement can significantly reduce costs.
Loan Type
Different loan types have different protection plan requirements. FHA loans have MIP, conventional loans have PMI, and VA loans have funding fees.
Calculate Your Protection Plan Premium
Use our mortgage calculator to estimate your protection plan premiums and total monthly payment.
Start Calculating