Buy-to-Let Mortgage Calculator
Calculate investment property mortgage payments, rental yields, and returns with our buy-to-let mortgage calculator
Buy-to-Let Mortgage Calculator
Calculate mortgage payments for investment properties and analyze rental yields
The full buy-to-let mortgage calculator is available on our main calculator page
Go to Main CalculatorBuy-to-Let Benefits
- Rental Income: Generate passive income from tenants
- Property Appreciation: Build wealth through property value growth
- Tax Benefits: Deduct mortgage interest and expenses
- Diversification: Add real estate to your investment portfolio
Buy-to-Let Requirements
- Higher down payment (20-25% typically)
- Higher interest rates than residential mortgages
- Proof of rental income potential
- Pass rental yield stress tests
Understanding Rental Yield
Calculate your property's rental yield to assess investment potential
Rental Yield Formula
(Annual Rent ÷ Property Price) × 100
Expressed as a percentage
Below 5%
Low yield
5-8%
Good yield
Above 8%
Excellent yield
Buy-to-Let Mortgage Costs
Higher Interest Rates
Buy-to-let mortgages typically charge 1-2% higher interest rates than residential mortgages
Current rates: 5-7%Additional Costs
- • Property management fees (8-12% of rent)
- • Maintenance and repairs
- • Landlord insurance
- • Void periods without tenants
Calculate Your Buy-to-Let Mortgage
Use our mortgage calculator to estimate your buy-to-let mortgage payments and analyze your investment property returns.
Start Calculating