35 Year Mortgage Calculator

Calculate monthly payments for a 35-year mortgage. Extended terms offer lower payments but higher total interest.

35-Year Mortgage Payment Calculator
Calculate your monthly payment for a 35-year mortgage

Use our main calculator to calculate your payment

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Sample Payment Calculations

35-Year Fixed at 6%

Monthly Payment: Lower than 30-year

Higher total interest over life of loan

Example: $400K Loan

35-year term: ~$2,300/month vs 30-year: ~$2,400/month

Saves $100/month but adds 5 years of payments

Calculate Your 35-Year Mortgage

Use our calculator to determine your exact monthly payment.

Start Calculating