30 Year Mortgage Calculator
Calculate your 30-year fixed rate mortgage payments and total interest
30 Year Mortgage Calculator
Calculate monthly payments for a 30-year fixed rate mortgage
The full 30-year mortgage calculator is available on our main calculator page
Go to Main Calculator30-Year Mortgage Payment Examples
Sample monthly payments at different loan amounts and rates
Loan AmountRateMonthly PaymentTotal Interest
$100,0004%$477$71,869
$200,0004%$955$143,739
$300,0004%$1,432$215,608
$400,0004%$1,910$287,478
$500,0004%$2,387$359,347
Advantages
- Lowest monthly payments
- More affordable qualifying
- Better cash flow flexibility
- Can invest difference in other assets
Disadvantages
- Highest total interest paid
- Slower equity buildup
- More interest than shorter terms
- Longer commitment period
30-Year vs 15-Year Mortgage Comparison
Compare total costs of different loan terms
TermMonthly PaymentTotal Interest
30-Year$1,432$215,608
15-Year$2,219$99,431
Based on $300,000 loan at 4% interest rate
Calculate Your 30-Year Mortgage Payment
Use our mortgage calculator to determine your exact monthly payment for a 30-year fixed rate mortgage.
Start Calculating