25 Year Mortgage Calculator

Calculate your 25-year mortgage payments and find the perfect balance between affordability and interest savings.

25 Year Mortgage Calculator
Calculate monthly payments and compare to other loan terms

Use our main calculator and select 25 years as the loan term

Go to Main Calculator
25-Year Benefits
  • Balanced Payments: Moderate monthly cost
  • Interest Savings: Save 30-40% vs 30-year
  • Faster Equity: Build equity 20% faster
  • Flexible: Easier than 15-year payments
Example: $300,000 Loan at 6%

25-Year Loan

Payment: $1,932/month

Total Interest: $279,600

30-Year Loan

Payment: $1,799/month

Total Interest: $347,515

Savings: $67,915
25-Year vs Other Terms Comparison

Monthly Payment

25-year mortgages offer moderate monthly payments that are 15-25% higher than 30-year loans but 20-30% lower than 15-year loans.

Total Interest

You'll save 30-40% on total interest compared to a 30-year loan while still maintaining manageable monthly payments.

Interest Rate

25-year mortgages typically offer slightly lower rates than 30-year loans, providing additional savings over the life of the loan.

Calculate Your 25-Year Mortgage

Use our mortgage calculator to see your 25-year payment and compare it to other loan terms.

Start Calculating