21st Mortgage Payment Estimator
Get accurate mortgage payment estimates with our advanced calculator. Calculate your monthly payment including PITI.
21st Mortgage Payment Estimator
Calculate your monthly mortgage payment with accurate estimates
Use our advanced mortgage calculator for accurate payment estimates
Go to Main CalculatorPayment Components
- Principal & Interest: Core loan payment
- Property Taxes: Annual tax divided by 12
- Insurance: Homeowners insurance
- PMI: If down payment < 20%
Example: $300,000 Loan at 6%
Principal & Interest
$1,799/month
Property Taxes
$300/month (estimated)
Insurance
$100/month (estimated)
Mortgage Payment Factors
Loan Amount
The principal amount you borrow directly affects your monthly payment. Higher loan amounts result in higher payments.
Interest Rate
Your interest rate is one of the most significant factors. Even a 0.25% difference can save or cost thousands over the life of the loan.
Loan Term
Shorter terms mean higher monthly payments but less total interest. Longer terms mean lower payments but more total interest.
Get Your Mortgage Payment Estimate
Use our mortgage calculator to get an accurate estimate of your monthly payment.
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