10 Year Mortgage Calculator

Calculate your 10-year mortgage payments and see how much you'll save in interest compared to longer-term loans. Estimate accelerated mortgage payments.

10 Year Mortgage Calculator
Estimate your 10-year mortgage payments and compare with 15-year and 30-year loans

The full 10-year mortgage calculator is available on our main calculator page

Go to Main Calculator
10-Year Mortgage Benefits
  • Lower Interest Rates: Save 0.5-1% vs 30-year loans
  • Build Equity Faster: Pay off loan in 10 years
  • Save Thousands: Pay less total interest
  • Debt-Free Sooner: Retire mortgage-free
Considerations
  • Higher monthly payments required
  • Less cash flow flexibility
  • Higher income qualification needed
  • Best for high earners
10-Year vs 30-Year Comparison
Compare the differences between 10-year and 30-year mortgages

Monthly Payment (Example: $300,000 Loan at 6%)

10-Year Mortgage$3,331/month
30-Year Mortgage$1,799/month

Total Interest Paid

10-Year Mortgage$99,671
30-Year Mortgage$347,514

Interest Savings

Save $247,843 with 10-year loan

Calculate Your 10-Year Mortgage

Use our mortgage calculator to estimate your 10-year mortgage payments and interest savings.

Start Calculating